🏠 Homeowner protection

Your extension deserves
better than a handshake

Bundle IQ gives homeowners the tools property developers use — verified contractors, protected payments, independent specifications, and collective buying power. Free for homeowners. Always.

Browse the catalogue → Join the waitlist → How it works
Most homeowners are completely unprotected

A £200,000 extension is probably the second biggest financial decision you will ever make — after buying the house. Here is how most people approach it.

🤷
No idea if the price is fair
You get three quotes from people you found on Google or word of mouth. They are structured differently. You pick the middle one and hope. There is no benchmark. No independent verification that the scope is correct.
💸
Deposit is completely unprotected
You pay 10–20% upfront — often £20,000–40,000 — before a brick is laid. If the contractor disappears, goes into administration, or simply stops showing up, that money is gone. There is no mechanism to recover it.
📄
No proper contract
Most home improvement contracts are a quote on a letterhead. No milestone schedule. No payment terms tied to completion. No dispute resolution mechanism. No clarity on what "done" means. When something goes wrong, there is nothing to stand on.
🔍
Contractor not properly checked
Does your builder carry adequate public liability insurance? Are their Gas Safe or NICEIC registrations current? Have any of the directors been through insolvency? Are they on any sanctions list? Almost nobody checks.
📐
Specification written by the contractor
The person quoting the job often writes the specification. This creates every incentive to scope narrowly, exclude risk, and add variations later. An independent specification, written before quotes are sought, changes the dynamic entirely.
🏘️
No collective buying power
Five houses on your street are all planning extensions this year. Each one is approaching contractors individually. Each one is paying full rate. If they pooled their demand and went to market together, every one of them would pay less.
How it works
From idea to completed project.
Protected every step.
1
Describe your project in plain English
IQ Chat asks you questions about your project — what you want, your budget, your timeline, any special requirements. No forms to fill in. No technical knowledge needed. A ten-minute conversation produces a structured, professional specification that you own.
2
We verify the contractors before they quote
Every contractor who responds has been checked against seven government databases — Companies House, Gas Safe, the Insolvency Service, FSA, TrustMark, the Charity Commission, and the OFSI sanctions list. You see a Green, Amber, or Red trust rating on every quote. Not a review. A verified status.
3
Compare quotes on a level playing field
Because every contractor is quoting against the same specification, comparison is straightforward. IQ shows you each response scored against your requirements — scope, price, timeline, experience, verification status. You choose. No pressure. No sales calls.
4
IQ Protection secures every payment
Deposits and stage payments are held in IQ Protection escrow. The money leaves your account but does not reach the contractor until you confirm the milestone is complete. If work is not done to the agreed standard, payment is not released. Your deposit is never at risk.
5
A proper contract on every job
IQ generates a formal contract tied to your specification — milestone schedule, payment terms, variation procedure, dispute resolution, defects liability period. Both parties sign. Everything is stored with SHA-256 integrity checksums. If there is ever a dispute, the documentation is complete.
6
Join a buying pool — or start one
If your project type and area matches others on the platform, you can join a buying pool and go to market together. Collective demand means contractors compete harder. Savings of 8–18% versus individual procurement are typical. You retain full choice of contractor — no joint liability, no shared decision-making.
Verification
Seven checks. Every contractor.
Before they set foot on site.
🏛️
Companies House
Company status, directors, filing history, charges, and insolvency events. Not just whether the company exists — whether it is financially healthy and honestly run.
🔥
Gas Safe Register
Engineer registration, licence expiry date, and specific appliance categories. A Gas Safe card shown on arrival is not enough — we check the register directly.
⚖️
Insolvency Service IIR
Individual Insolvency Register for all directors and principals. Personal bankruptcy, IVAs, and debt relief orders — not just company-level financial history.
⭐
TrustMark
Government-endorsed quality scheme for tradespeople. Membership indicates adherence to technical, trading practice, and customer service standards independently assessed.
🚫
OFSI Sanctions
UK consolidated financial sanctions list. Every contractor screened against the Office of Financial Sanctions Implementation register. Any match results in automatic suspension.
📊
Composite risk score
All checks combined into a single Green / Amber / Red rating. Updated automatically when certificates expire or financial status changes. You always see the current position.
Buying pools
Join a pool. Pay less.
Keep full choice of contractor.

Home improvement buying pools work on the same principle as commercial procurement pools — aggregate demand, go to market as a block, let contractors compete for the volume. You join, you get pool pricing, you still choose your own contractor. No joint liability. No shared decision-making. Just a better price.

🏗️
Building
Residential Extensions Pool
Single storey, double storey, rear extensions, side returns, and wraparounds. Structural engineers, builders, and groundwork contractors. Pooled demand across multiple homeowners in the same region.
Typical saving: 8–15% vs individual procurement · Open to all regions
🏠
Building
Loft Conversions Pool
Dormer, hip-to-gable, mansard, and Velux conversions. Structural engineers, builders, roofers, and fit-out trades. Specification-led — IQ writes the brief so every contractor quotes the same job.
Typical saving: 10–18% vs individual procurement · UK-wide
🔧
Building
Full Renovation Pool
Whole house refurbishments and phased renovation programmes. Main contractors and specialist subcontractors. IQ coordinates specification, tender, and programme to ensure every homeowner in the pool benefits from the collective scale.
Typical saving: 12–20% vs individual procurement · UK-wide
🌿
Building
Landscaping & Outdoor Pool
Patios, driveways, garden rooms, decking, fencing, and planting. Landscape architects, groundworkers, and specialist trades. Pooled demand across neighbours creates genuine competitive tension for local contractors.
Typical saving: 8–14% vs individual procurement · Regional pools
How we compare
Bundle IQ vs the alternatives
Feature Bundle IQ Checkatrade Rated People Going direct
Verified contractor credentials ✓ 7 API checks ✓ Basic ✗ Reviews only ✗ You check
Payment protection (escrow) ✓ Full escrow ✗ ✗ ✗
Formal contract generation ✓ AI-drafted ✗ ✗ Usually not
Independent specification ✓ IQ Chat ✗ ✗ ✗
Benchmark pricing ✓ IQ Index ✗ ✗ ✗
Collective buying pools ✓ Regional pools ✗ ✗ ✗
Insolvency & sanctions checks ✓ IIR + OFSI ✗ ✗ ✗
Cost to homeowner £0 always Free Free Free

Join the waitlist.
Free for homeowners.

Tell us about your project and we'll make sure the right pool and the right verified contractors are ready when you are.

Register your project → Why this matters
Free for homeowners. Contractors pay a success fee only when they win work.
See full pricing →