IQ Insights · How-To Series

Practical guides for UK small businesses. Free. Evidence-led. Sector-specific.

Every guide in the IQ How-To series is built on published research and regulatory data — not opinions. Read it, use it, download the PDF, and if you want Bundle IQ to do it for you, the link is at the bottom of every guide.

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Guide 01 · Any sector
How to Know if You're Overpaying — The 5-Minute Procurement Audit
Ten yes/no questions that reveal what unmanaged procurement is costing your business. Evidence from the Hackett Group, CIPS, and Ofgem. Score under 7 — you're almost certainly overpaying.
⏱ 5 min 🎯 Universal 📥 PDF included
Guide 02 · Agriculture · Energy
How to Cut Your Farm Energy Bill Before Auto-Renewal
Ofgem's own data shows SMEs on auto-renewal pay 20–40% above competitive rates. The exact 90-day plan to avoid the loyalty penalty — from finding your contract end date to signing the replacement.
⏱ 8 min 🌾 Agriculture 📥 PDF included
Guide 03 · HR & Labour
How to Hire a Contractor Without Paying Agency Fees
Agencies charge 25% of a £650/day rate — £42,250 per year. Step-by-step guide to hiring directly, verifying properly, determining IR35 status, and protecting both sides on every engagement.
⏱ 10 min 👷 Any sector 📥 PDF included
Coming soon
🏗️ How to challenge your materials merchant on price
🏥 How to reduce non-staffing costs in a care home
🍽️ How to cut linen and laundry costs without switching supplier
💼 How to write a brief that gets better quotes
⚡ How to know if your energy contract is competitive
🛡️ How to tender your business insurance properly
📋 How to run a competitive tender in a day
🔍 How to verify a subcontractor before you pay them

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These guides show you what to do. Bundle IQ does it for you — buying pools, competitive tendering, verified suppliers, payment protection. Free for buyers.

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